Comprehensive protection plan for working adults Malaysia
When we grow into adults, we have lots of responsibilities to carry on, especially for those who have family to support. Many of us do not worry of the future, thinking that nothing bad would happen to us, just because right now everything goes smooth just like what we dream of. But what if something bad happens to us? Of course, it will affect our ability to work. If something bad happen to us, how would we support ourselves, and how about our family?
Some companies do provide protection plan to their workers such as medical coverage, but some of them do not. However, most of the protection plans provided by the employers cover only light cases, not the worst one. We could not depend only on the employees’ benefit, we ourselves need to apply for the better one.
In AmMetLife, various protection plans are offered and it is recommended to buy comprehensive protection plan for working adults Malaysia. One of the protection plans that a working adult can take is the ProtectSecure. This plan provides the best protection and investment benefits to the customer. The good thing about this plan is that it secures our future in which it covers unexpected circumstances such as death, Total and Permanent Disability (TPD) as well as critical illness. For the critical illness, the treatment cost is so expensive that some of the patients were not able to get money in a short period of time. If the treatment is given late just because of the cost issue, there is no hope anymore that the treatment would work. Imagine how bad would it affect your life, as well as the welfare of your beloved ones? By having this protection plan, we do not have to worry if we get certain critical illness, as it will make sure you will be taken care of. We can choose our coverage terms according to our needs and preferences. For example, if the maximum entry age is 50, the coverage term can be up to age 70, while for the maximum age of 60, it can cover up to the age of 80.
Next is the ProtectEase. This plan was designed as a GIO (Guaranteed Issuance Offer). The good thing about GIO is that this plan does not require medical and financial underwriting, in which their medical history will not be taken into consideration. It covers. people aged from 17 to 70. This plan provides comprehensive coverage for death and total permanent disability, together with maturity benefit. 38 types of critical illness will be covered including cancer and heart disease.
Conclusion
Protection plan is important as we do not know what future is waiting for us. Of course we do not want to regret later if anything bad happens to us. All we need to do is just applying for any of protection plan, and consistently spend some money into it, for every month or year, rather than having a difficult time to pay huge amount of bills when something happen to us. This can act as an emergency fund for all of us.
